Unlike average public adjusters who settle low just to get paid, we build ironclad claims that secure the highest possible payouts. With 80+ years of leadership in insurance, we combine legal precision and expert evaluations to challenge underpayments and secure every dollar you’re owed.
Success Rate
Successful Claims
They use delay, deny, and underpay tactics, among many others to protect their corporate profits – not you.
These strategies are designed to wear policyholders down, forcing them to accept less than they are rightfully owed.
We know their playbook, and we know how to counter it.
We Make Insurance Companies Pay—Because That’s What You Paid Them For.
You held up your end of the contract. Now, we make sure they hold up theirs.
No Upfront Costs, No Hidden Fees – You Only Pay When You Get Paid.
Every Stage of Your Insurance Dispute.
From Mediation to Maximum Payouts—We Do It All.
Providing expert guidance throughout the claims process to ensure clear communication, effective strategies, and optimal outcomes.
Leverage our extensive risk management background to identify risks and implement strategies that mitigate exposure and minimize losses.
Read MoreComprehensive management of insurance claims from initiation to resolution, ensuring both efficiency and accuracy in every stage of the process.
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Expert appraisal services for resolving disputes related to the value of a claim, with impartial and professional evaluation.
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Facilitating neutral discussions to resolve disputes efficiently and cost-effectively, helping avoid lengthy litigation.
Read MoreThorough evaluations of claims, offering in-depth analysis and objective assessments to ensure fair and accurate resolutions.
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We’ve Secured Millions for Policyholders Like You
After a fire at my cottage left a lingering smoke smell despite insurance repairs, I knew to call a Public Adjuster when my barn later caught fire. Susan at Anderson Bettencourt helped me avoid a co-insurance penalty and secured a major settlement for my damaged crop and a full barn replacement.
Anderson Bettencourt truly cares about their clients. With deep insurance industry knowledge, Susan explains every option clearly, stands firm against insurers, and ensures you collect all the money owed. Whenever I face insurance issues, I want Susan on my side!
After a major fire at my parents' home, the insurance company delayed payment for nearly a year, claiming ongoing investigations. Hiring Anderson Bettencourt was the best decision — Susan has been a true angel, keeping us informed and fighting for us. We've already recovered far more than we ever expected, and she’s still pushing for more so we can rebuild. We’re incredibly grateful we found her.
I’m a medical professional paying high home insurance. After wrongly blaming my autistic son for a fire, my insurer denied my claim. Anderson Bettencourt fought hard, overturned their decision, and helped me recover nearly $2 million — and I haven’t even begun rebuilding. They’re truly the best.
Unlike standard public adjusters, we have the experience, resources, and legal insight to get higher settlements, faster.
How We Work
We provide a no-cost consultation so you know exactly where you stand. We analyze your policy for hidden loopholes that insurers may use to limit your payout. We review your insurance company’s initial offer to identify undervaluations. We assess coverage limits, exclusions, and policy language to structure a strong claim.
We work with world class engineers, valuation experts, and industry specialists to get an accurate assessment. We document all visible and hidden damages that insurers often overlook. We quantify losses beyond physical damage, including business interruption & lost income. We prepare detailed reports with evidence-based valuations to maximize your claim.
We challenge lowball offers, denials, and delays using legal-backed strategies. We handle all insurer communications and paperwork so you don’t have to. We present indisputable evidence to counter insurance company pushback. We escalate claims when necessary, including mediation, arbitration, or appraisal.
We ensure you receive every dollar you’re owed based on policy entitlements. We finalize all legal and financial paperwork for a seamless settlement process. We negotiate final terms to secure the highest possible payout. We don’t stop fighting until your claim is fully paid.
Your insurance claim is time-sensitive.
Every day you wait, your chances of securing a higher payout decrease.
A public adjuster works for you, not the insurance company. They help you file and negotiate claims to get a fair payout. Insurance adjusters, on the other hand, work for the insurance company and try to minimize the amount they pay you.
If your insurance claim is large, complicated, or has been denied, a public adjuster can help make sure you get the full amount you’re entitled to. They also save you time by handling paperwork and negotiations.
Most public adjusters work on a contingency fee, meaning they take a percentage (usually 5–15%) of the final claim payout. You don’t pay anything upfront, and they only get paid if you do. But here at Anderson Bettencourt we are very flexible and can develop custom payment plans for every case.
It depends on the complexity of the claim. Simple cases may take a few weeks, while complex commercial or high-value claims can take months. Public adjusters work to speed up the process as much as possible.
If your claim is denied, a public adjuster can review it, find errors or missing information, and help you file an appeal. Many denied claims are overturned with the right evidence and argument.
Yes, in many cases, if you believe you were underpaid or the insurance company overlooked damages, you can reopen the claim. Public adjusters can help with this, but there are time limits based on your policy and location.
Yes, you can, but you may not get the maximum payout. Insurance companies have experts working for them, so having a public adjuster on your side levels the playing field.
On average, policyholders who use public adjusters receive significantly higher payouts—often 30–70% more—because adjusters know how to document losses and negotiate effectively.
It’s best to hire one as soon as possible, ideally before filing the claim. They can help gather the right documentation and prevent mistakes that could hurt your claim.
Still have questions?
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