Delays, denials, and low-ball offers are common tactics insurers use to protect their bottom line.
We fight to secure the full payout you’re entitled to, so you can recover and rebuild.
We specialize in securing maximum settlements for:
We’re Experts at Maximizing Them.
Unlike standard public adjusters, we specialize in high-value and complex claims, using legal-backed strategies and forensic evidence to maximize settlements.
Our clients trust us because:
Our Process
We provide a no-cost consultation so you know exactly where you stand. We analyze your policy for hidden loopholes that insurers may use to limit your payout. We review your insurance company’s initial offer to identify undervaluations. We assess coverage limits, exclusions, and policy language to structure a strong claim.
We work with world class engineers, valuation experts, and industry specialists to get an accurate assessment. We document all visible and hidden damages that insurers often overlook. We quantify losses beyond physical damage, including business interruption & lost income. We prepare detailed reports with evidence-based valuations to maximize your claim.
We challenge lowball offers, denials, and delays using legal-backed strategies. We handle all insurer communications and paperwork so you don’t have to. We present indisputable evidence to counter insurance company pushback. We escalate claims when necessary, including mediation, arbitration, or appraisal.
We ensure you receive every dollar you’re owed based on policy entitlements. We finalize all legal and financial paperwork for a seamless settlement process. We negotiate final terms to secure the highest possible payout. We don’t stop fighting until your claim is fully paid.
We don’t just talk about results—we deliver them.
Here’s how we’ve helped past clients recover significantly more than their insurer’s initial offer.
After a fire at my cottage left a lingering smoke smell despite insurance repairs, I knew to call a Public Adjuster when my barn later caught fire. Susan at Anderson Bettencourt helped me avoid a co-insurance penalty and secured a major settlement for my damaged crop and a full barn replacement.
Anderson Bettencourt truly cares about their clients. With deep insurance industry knowledge, Susan explains every option clearly, stands firm against insurers, and ensures you collect all the money owed. Whenever I face insurance issues, I want Susan on my side!
After a major fire at my parents' home, the insurance company delayed payment for nearly a year, claiming ongoing investigations. Hiring Anderson Bettencourt was the best decision — Susan has been a true angel, keeping us informed and fighting for us. We've already recovered far more than we ever expected, and she’s still pushing for more so we can rebuild. We’re incredibly grateful we found her.
I’m a medical professional paying high home insurance. After wrongly blaming my autistic son for a fire, my insurer denied my claim. Anderson Bettencourt fought hard, overturned their decision, and helped me recover nearly $2 million — and I haven’t even begun rebuilding. They’re truly the best.
It depends on the complexity of the claim. Simple cases may take a few weeks, while complex commercial or high-value claims can take months. Public adjusters work to speed up the process as much as possible.
If your claim is denied, a public adjuster can review it, find errors or missing information, and help you file an appeal. Many denied claims are overturned with the right evidence and argument.
Yes, you can, but you may not get the maximum payout. Insurance companies have experts working for them, so having a public adjuster on your side levels the playing field.
On average, policyholders who use public adjusters receive significantly higher payouts—often 30–70% more—because adjusters know how to document losses and negotiate effectively.
It’s best to hire one as soon as possible, ideally before filing the claim. They can help gather the right documentation and prevent mistakes that could hurt your claim.
Yes, in many cases, if you believe you were underpaid or the insurance company overlooked damages, you can reopen the claim. Public adjusters can help with this, but there are time limits based on your policy and location.
Common mistakes include waiting too long to file, missing paperwork, accepting the first offer, and not hiring a professional to review the claim.
Work with a public adjuster experienced in handling high-net-worth clients. Ask about NDAs and ensure sensitive details are not shared unnecessarily.
We provide fact-based reports, damage assessments, and claim documentation to support legal cases and strengthen arguments against insurers.
We work with law firms, qualified engineers, valuation specialists, financial analysts, and restoration experts to ensure claims are fully documented and maximized.
Still have questions?
