When disaster strikes, delays, denials, and underpayments from insurance companies can put your entire business at risk.
We specialize in high-value commercial claims, ensuring that business owners, landlords, and property managers receive the full payout needed to recover and rebuild.
We take over the claim process, challenge low payouts, and secure the compensation your business needs to recover.
We take over the claim process, challenge low payouts, and
secure the compensation your business needs to recover.
Fire damage affects not just your property, but your business operations
Flooding and leaks can cause structural issues and business disruption
Severe weather can damage buildings, roofs, and essential equipment
Building collapses or structural issues can force a complete business shutdown
When disaster forces you to close, you shouldn’t have to fight for lost income
// Who We Help \\
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We’re Experts at Maximizing Them.
Unlike standard adjusters, we use legal-backed strategies, forensic damage assessments, and aggressive negotiations to maximize your business claim payout.
Our business owner clients trust us because:
Our Process
We provide a no-cost consultation so you know exactly where you stand. We analyze your policy for hidden loopholes that insurers may use to limit your payout. We review your insurance company’s initial offer to identify undervaluations. We assess coverage limits, exclusions, and policy language to structure a strong claim.
We work with world class engineers, valuation experts, and industry specialists to get an accurate assessment. We document all visible and hidden damages that insurers often overlook. We quantify losses beyond physical damage, including business interruption & lost income. We prepare detailed reports with evidence-based valuations to maximize your claim.
We challenge lowball offers, denials, and delays using legal-backed strategies. We handle all insurer communications and paperwork so you don’t have to. We present indisputable evidence to counter insurance company pushback. We escalate claims when necessary, including mediation, arbitration, or appraisal.
We ensure you receive every dollar you’re owed based on policy entitlements. We finalize all legal and financial paperwork for a seamless settlement process. We negotiate final terms to secure the highest possible payout. We don’t stop fighting until your claim is fully paid.
We don’t just talk about results—we deliver them.
Here’s how we’ve helped past clients recover significantly more than their insurer’s initial offer.
After a fire at my cottage left a lingering smoke smell despite insurance repairs, I knew to call a Public Adjuster when my barn later caught fire. Susan at Anderson Bettencourt helped me avoid a co-insurance penalty and secured a major settlement for my damaged crop and a full barn replacement.
Anderson Bettencourt truly cares about their clients. With deep insurance industry knowledge, Susan explains every option clearly, stands firm against insurers, and ensures you collect all the money owed. Whenever I face insurance issues, I want Susan on my side!
After a major fire at my parents' home, the insurance company delayed payment for nearly a year, claiming ongoing investigations. Hiring Anderson Bettencourt was the best decision — Susan has been a true angel, keeping us informed and fighting for us. We've already recovered far more than we ever expected, and she’s still pushing for more so we can rebuild. We’re incredibly grateful we found her.
I’m a medical professional paying high home insurance. After wrongly blaming my autistic son for a fire, my insurer denied my claim. Anderson Bettencourt fought hard, overturned their decision, and helped me recover nearly $2 million — and I haven’t even begun rebuilding. They’re truly the best.
Unlike standard public adjusters, we have the experience, resources, and legal insight to get higher settlements, faster.
They make sure your claim covers not just repairs, but also business interruption losses, temporary relocations, and hidden damages. They negotiate aggressively to get you the highest settlement possible.
They handle claims for fire, floods, storms, theft, vandalism, business interruption, and equipment damage. They also help with complex claims involving multiple locations or supply chain disruptions.
If your policy doesn’t cover all potential risks (like floods or business interruption), or if your coverage limits are too low, you may be underinsured. A public adjuster can review your policy to identify gaps.
Yes. They ensure all documents are submitted correctly, push the insurer for faster responses, and handle all negotiations to avoid unnecessary delays.
They use industry data, damage assessments, and legal knowledge to challenge lowball offers. They also bring in specialists like engineers or accountants if needed.
Public adjusters inspect your property thoroughly, looking for structural damage, water intrusion, mold, and other issues that may not be immediately visible.
You need photos, videos, receipts, repair estimates, financial records (for lost income claims), and any communication with the insurance company. A public adjuster helps organize and submit this.
They usually charge 5–15% of the final settlement, depending on the size and complexity of the claim. For large commercial claims, their fee may be lower due to high claim amounts.
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