Your home is more than just property—it’s your biggest asset.
But when disaster strikes, insurance companies often delay, deny, or underpay claims to protect their bottom line.
We fight to ensure you receive the full compensation you’re owed—fast.
We handle every aspect of your claim, from paperwork to negotiations, ensuring your policy fully covers the cost of repairs, rebuilding, and replacing lost property.
We help with every aspect of your insurance claim, from paperwork to negotiations, ensuring your policy
fully covers the cost of repairs, rebuilding, and replacing lost property.
Fire damage claims are complex, and insurers
often underestimate restoration costs.
Water damage can lead to mold, foundation issues, and hidden structural problems.
Severe weather can cause roof damage, structural issues, and long-term property risks.
Insurers often dispute the cause of structural damage to avoid full payouts.
We’re Experts at Maximizing Them.
Unlike standard adjusters, we use legal-backed strategies, advanced damage assessments, and assertive negotiations to maximize your payout.
Our homeowner clients trust us because:
Our Process
We provide a no-cost consultation so you know exactly where you stand. We analyze your policy for hidden loopholes that insurers may use to limit your payout. We review your insurance company’s initial offer to identify undervaluations. We assess coverage limits, exclusions, and policy language to structure a strong claim.
We work with world class engineers, valuation experts, and industry specialists to get an accurate assessment. We document all visible and hidden damages that insurers often overlook. We quantify losses beyond physical damage, including business interruption & lost income. We prepare detailed reports with evidence-based valuations to maximize your claim.
We challenge lowball offers, denials, and delays using legal-backed strategies. We handle all insurer communications and paperwork so you don’t have to. We present indisputable evidence to counter insurance company pushback. We escalate claims when necessary, including mediation, arbitration, or appraisal.
We ensure you receive every dollar you’re owed based on policy entitlements. We finalize all legal and financial paperwork for a seamless settlement process. We negotiate final terms to secure the highest possible payout. We don’t stop fighting until your claim is fully paid.
We don’t just talk about results—we deliver them.
Here’s how we’ve helped past clients recover significantly more than their insurer’s initial offer.
After a fire at my cottage left a lingering smoke smell despite insurance repairs, I knew to call a Public Adjuster when my barn later caught fire. Susan at Anderson Bettencourt helped me avoid a co-insurance penalty and secured a major settlement for my damaged crop and a full barn replacement.
Anderson Bettencourt truly cares about their clients. With deep insurance industry knowledge, Susan explains every option clearly, stands firm against insurers, and ensures you collect all the money owed. Whenever I face insurance issues, I want Susan on my side!
After a major fire at my parents' home, the insurance company delayed payment for nearly a year, claiming ongoing investigations. Hiring Anderson Bettencourt was the best decision — Susan has been a true angel, keeping us informed and fighting for us. We've already recovered far more than we ever expected, and she’s still pushing for more so we can rebuild. We’re incredibly grateful we found her.
I’m a medical professional paying high home insurance. After wrongly blaming my autistic son for a fire, my insurer denied my claim. Anderson Bettencourt fought hard, overturned their decision, and helped me recover nearly $2 million — and I haven’t even begun rebuilding. They’re truly the best.
Unlike standard public adjusters, we have the experience, resources, and legal insight to get higher settlements, faster.
They ensure your claim covers everything from structural repairs to luxury furnishings, fine art, and custom home features that may be undervalued by the insurer.
Many policies don’t fully cover high-end features like custom pools, smart-home systems, wine cellars, or antiques. A public adjuster helps prove their value in a claim.
They work with appraisers who specialize in high-end assets to ensure you receive fair compensation.
Yes. They can negotiate NDAs (non-disclosure agreements) to keep sensitive information confidential and prevent your claim details from becoming public.
You may need additional policies for high-value assets, cyber protection, climate-proofing, and extended liability coverage for guests and events.
Still have questions?
