We recover what insurers overlook — high-value homes, luxury assets, and complex commercial property.
Work with expert adjusters who know how to fight, and win.
We manage the claim from start to finish, push back on low offers, and fight for a
settlement that reflects the true value of your loss.
We manage the claim from start to finish, push back on low offers, and fight for a settlement that reflects the true value of your loss.
Claims for custom homes, smart systems, and high-end finishes.
Coverage for fine art, jewelry, and rare collectibles.
Claims for specialized equipment and commercial-grade systems.
Building collapses or structural issues can force a complete business shutdown
We correct the gaps that cost policyholders millions.
We’re Experts at Maximizing Them.
For high-dollar claims, standard adjusters fall short. We use expert valuations and legal-backed tactics to secure what your assets are truly worth.
Clients choose us because:
We don’t just talk about results—we deliver them.
Here’s how we’ve helped past clients recover significantly more than their insurer’s initial offer.
After a fire at my cottage left a lingering smoke smell despite insurance repairs, I knew to call a Public Adjuster when my barn later caught fire. Susan at Anderson Bettencourt helped me avoid a co-insurance penalty and secured a major settlement for my damaged crop and a full barn replacement.
Anderson Bettencourt truly cares about their clients. With deep insurance industry knowledge, Susan explains every option clearly, stands firm against insurers, and ensures you collect all the money owed. Whenever I face insurance issues, I want Susan on my side!
After a major fire at my parents' home, the insurance company delayed payment for nearly a year, claiming ongoing investigations. Hiring Anderson Bettencourt was the best decision — Susan has been a true angel, keeping us informed and fighting for us. We've already recovered far more than we ever expected, and she’s still pushing for more so we can rebuild. We’re incredibly grateful we found her.
I’m a medical professional paying high home insurance. After wrongly blaming my autistic son for a fire, my insurer denied my claim. Anderson Bettencourt fought hard, overturned their decision, and helped me recover nearly $2 million — and I haven’t even begun rebuilding. They’re truly the best.
Our Process
We provide a no-cost consultation so you know exactly where you stand. We analyze your policy for hidden loopholes that insurers may use to limit your payout. We review your insurance company’s initial offer to identify undervaluations. We assess coverage limits, exclusions, and policy language to structure a strong claim.
We work with world class engineers, valuation experts, and industry specialists to get an accurate assessment. We document all visible and hidden damages that insurers often overlook. We quantify losses beyond physical damage, including business interruption & lost income. We prepare detailed reports with evidence-based valuations to maximize your claim.
We challenge lowball offers, denials, and delays using legal-backed strategies. We handle all insurer communications and paperwork so you don’t have to. We present indisputable evidence to counter insurance company pushback. We escalate claims when necessary, including mediation, arbitration, or appraisal.
We ensure you receive every dollar you’re owed based on policy entitlements. We finalize all legal and financial paperwork for a seamless settlement process. We negotiate final terms to secure the highest possible payout. We don’t stop fighting until your claim is fully paid.
A high-value asset claim typically involves property losses of $200,000 or more, including luxury homes, fine art, rare collectibles, custom construction, or complex commercial equipment that requires specialized valuation and claim handling.
Even after an initial offer or partial payment, we can reassess the claim, uncover undervaluations, and often recover significantly more based on legal precedent, expert documentation, and policy analysis.
We regularly take over mishandled or denied claims and develop a new strategy based on expert reports, loss analysis, and legal-backed negotiation to pursue the full settlement you're entitled to.
There are no upfront fees. Our compensation is contingency-based, meaning we only get paid when you receive your settlement.
Timelines vary based on complexity, scope of damage, and insurer response, but we move quickly and strategically to document losses, structure the claim, and negotiate a resolution as efficiently as possible.
We’re often brought in after other firms fail to deliver results. We can review your case, identify what’s missing, and take over the claim to recover what others missed.
We specialize in luxury estates, custom homes, high-net-worth residences, medical and dental offices, commercial properties, agricultural facilities, and valuable personal property including fine art, antiques, and high-end systems.
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